Thursday, August 14, 2008

How Many Times Will You Use Your Credit Cards Online This Year

Category: Finance, Credit.

How many times will you use your credit cards online this year?



All these instances add up quickly. During the holidays, for that excellent, for birthdays deal that you just could not get to the store to purchase. From time to time you begin to wonder whether it is safe to use your credit cards online. First and foremost, you should always make sure that you are on a secure website before keying in your payment details. Do You Trust" Them" ? Make sure that you are working with a reliable merchant as well. If you haven' t used anyone before, you can find out if the company is reliable and safe in a number of ways- one excellent way is locating their listing in the Better Business Bureau.


For example, a company that, a trusted merchant you know or have used before is a relatively safe bet. Get The Facts For Online Shopping. It can be hard to tell if you are on a secure website or not. Not sure if a website is secure or not? In most cases, if the web address is written like this" https: // " (secure) the data is better off than on a website which is" http: // " only. Without getting into too many technical details, just remember to enter credit card information only if the address has the" https: //" in the URL. Most payment pages are through a'secure' connection.


How about those auction houses? The larger auction houses on the web are an excellent location to find your product and have a good buying experience. Some major auction players such as Ebay provide a relatively secure buying experience- this is to protect merchants as well as the buyer. What about the smaller sites? You can do this safely though. There is no doubt that you' ll want to make some purchases from the smaller, more unique websites out there.


If you do not want to give them your credit card information, they use a service such as Paypal. In this case, you don' t need to give them your credit card information at all. There are many other online payment services as well. You give it to Paypal. Why go through this trouble? Then, they make the payment to the merchant. If you do not receive the product you paid for, many of these companies will investigate the matter to help you out.


While it may never be fully possible to have no risk involved, keeping the above tips in mind will help you to eliminate certain risks of using your credit cards online. But, even if you never do, at least the merchant does not have your credit card information. Happy online shopping!

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